ACTIVITY TITLE
Improving Access to Agricultural Insurance in the Casamance Region in Senegal
Renforcement de l'offre d'assurances agricoles pour les femmes en Casamance
ACTIVITY SCOPE COLLABORATION TYPE AID TYPE FINANCE TYPE FLOW TYPE TIED STATUS HIERARCHY
Sub-national: Single first-level administrative area 6 Bilateral 1
Contributions to specific-purpose programmes and funds managed by implementing partners B03
Standard grant 110 1
Planned end date 2026-03-31
Actual start date 2021-03-03
activity status: Implementation
The activity is currently being implemented
WHO'S INVOLVED ( 3 )
PARTICIPATING ORG REFERENCE ROLE TYPE
Affaires étrangères, Commerce et Développement Canada
Foreign Affairs, Trade and Development Canada
REF CA-3
Extending Government
Canada
Canada
REF CA
Funding Government
Socodevi - Society for International Development Cooperation
Socodevi - Société de coopération pour le développement international
CRS Donor country-based NGO
Implementing National NGO
General
Le projet vise à soutenir l'autonomisation économique et la résilience des agricultrices dans la région de Casamance au Sénégal en renforçant leur accès à l’assurance agricole comme mesure d’atténuation face aux changements climatiques. Le projet met l’accent sur l'offre de produits et de services financiers adaptés aux besoins des femmes agricultrices et renforce leur capacité à leur accéder et à les utiliser. Les activités du projet comprennent : 1) former et accompagner les agricultrices à pouvoir accéder et utiliser des produits et deservices financiers, dont les assurances agricoles; 2) renforcer les capacités des coopératives de base et des institutions financières régionales à adapter leurs offres de produits et de services aux besoins des femmes; 3) élaborer et mettre en œuvre un modèle d’affaires innovant de distribution d’assurances agricoles aux femmes et à leurs groupements; 4) renforcer les capacités de la Compagnie Nationale d’Assurance Agricole du Sénégal (CNAAS) et des institutions financières nationales à développer et à offrir des produits et des services adaptés aux besoins spécifiques des femmes. Le projet est mis en œuvre par SOCODEVI à l’aide de deux partenaires locaux, soit la CNAAS et l’Organisation de Formation et d’Appui au Développement (OFAD/Nafoore). Les bénéficiaires indirects sont estimés à environ 900 000 personnes constituant la population de l’ensemble des ménages dont font partie les bénéficiaires directes qui représentent 7000 femmes membres de 150 groupements à vocation agricole (GFVA) dans les régions rurales de la Casamance.
The project seeks to support the economic empowerment and resilience of women farmers in Senegal’s Casamance region by improving their access to agricultural insurance as a way to mitigate the impact of climate change. The project focuses on the availability of financial products and services tailored to the needs of women farmers and enhances their ability to access and use them. Project activities include : (1) Providing training and support to women farmers so they can access and use financial products and services, including agricultural insurance; (2) building the capacity of grassroots cooperatives and regional financial institutions to tailor their range of products and services to the needs of women; (3) developing and implementing an innovative business model for distributing agricultural insurance to women and women’s groups; and (4) building the capacity of the Compagnie Nationale d’Assurance Agricole du Sénégal (CNAAS, Senegal’s national agricultural insurance company) and national financial institutions to develop and provide products and services tailored to the specific needs of women. The project is being delivered by SOCODEVI with the help of two local partners, the CNAAS and the Organisation de Formation et d’Appui au Développement (OFAD/Nafoore). The indirect beneficiaries are estimated at approximately 900,000 people making up the population of all the households to which the direct beneficiaries belong, who represent 7,000 women members of 150 agricultural groups (GFVA) in the rural regions of Casamance.
policy marker( 3 )
CODELIST SIGNIFICANCE VOCABULARY DESCRIPTION
Gender Equality significant objective OECD DAC CRS Significant (secondary) policy objectives are those which, although important, were not the prime motivation for undertaking the activity.
Aid to Environment principal objective OECD DAC CRS Principal (primary) policy objectives are those which can be identified as being fundamental in the design and impact of the activity and which are an explicit objective of the activity. They may be selected by answering the question "Would the activity have been undertaken without this objective?"
Aid Targeting the Objectives of the Framework Convention on Climate Change - Adaptation significant objective OECD DAC CRS Significant (secondary) policy objectives are those which, although important, were not the prime motivation for undertaking the activity.
recipient country ( 1 )
SenegalSN
100
LOCATION ( 1 )
NAME DESCRIPTION POSITION CLASS REACH EXACTNESS
ID 2243939 (Geonames)
12.8 -16.36667 Administrative Region Intended Beneficiaries Approximate
sector ( 3 )
OECD DAC CRS 5 digit1( 3 )
The sector reported corresponds to an OECD DAC CRS 5-digit purpose code http://reference.iatistandard.org/codelists/Sector/
Agricultural financial services31193
54
Education/training in banking and financial services24081
30
Agricultural co-operatives31194
16
GLOSSARY
Agricultural financial servicesFinancial intermediaries for the agricultural sector including credit schemes; crop insurance.
Education/training in banking and financial servicesNo description provided
Agricultural co-operativesIncluding farmers' organisations.
Financial Overview
Outgoing Commitment ( 1 )
Disbursement ( 11 )
Planned Disbursement ( 1 )
Budget ( 5 )
Outgoing Commitment
Disbursement
Planned Disbursement
Budget
Budget ( 5 )
START END TYPE STATUS VALUE
2020-04-01 2021-03-31 Original Committed 1,500,000
CAD
2021-04-01 2022-03-31 Original Committed 2,000,000
CAD
2022-04-01 2023-03-31 Original Committed 2,500,000
CAD
2023-04-01 2024-03-31 Original Committed 2,000,000
CAD
2024-04-01 2025-03-31 Original Committed 2,000,000
CAD
Budget
Planned Disbursement ( 1 )
START END TYPE PROVIDER RECEIVER VALUE
2025-04-01 2026-03-31 1,255,983
CAD
Planned Disbursement
Transactions ( 12 )
Outgoing Commitment ( 1 )
DATE DESCRIPTION PROVIDER RECEIVER VALUE
2021-03-03
FLOW ODA 10
STATUS Untied 5
9,829,509
CAD
Outgoing Commitment
Disbursement ( 11 )
DATE DESCRIPTION PROVIDER RECEIVER VALUE
2021-03-23
FLOW ODA 10
1,438,552
CAD
2022-03-31
FLOW ODA 10
1,050,000
CAD
2023-03-09
FLOW ODA 10
366,529
CAD
2023-03-16
FLOW ODA 10
1,883,471
CAD
2023-12-13
FLOW ODA 10
1,202,227
CAD
2024-03-18
FLOW ODA 10
326,764
CAD
2024-06-11
FLOW ODA 10
731,248
CAD
2024-11-19
FLOW ODA 10
1,574,735
CAD
2025-06-02
FLOW ODA 10
943,180
CAD
2025-11-20
FLOW ODA 10
250,000
CAD
2025-11-20
FLOW ODA 10
62,803
CAD
Disbursement
result( 2 )
outcome( 2 )
GLOSSARY
OutcomeResults of the activity that produce an effect on the overall communities or issues you serve. For example lower rate of infection after a vaccination programme.
Outcome
indicator( 1 )
Expected Results
Résultats escomptés
INDICATOR
Results expected
Résultats escomptés
Les résultats escomptés de ce projet comprennent : 1) résilience économique des agricultrices améliorées; 2) performance améliorée des groupements et des coopératives de base à réduire les barrières à l’autonomisation économique des femmes dans un contexte de changement climatique; 3) performance améliorée de la Compagnie Nationale d’Assurance Agricole du Sénégal (CNAAS) et des institutions financières nationales ciblées afin d’offrir des services adaptés aux besoins des femmes.
The expected outcomes for this project include : (1) women farmers are more economically resilient; (2) grassroots cooperatives and groups are better at reducing barriers to women’s economic empowerment in the context of climate change; and (3) the Compagnie Nationale d’Assurance Agricole du Sénégal (CNAAS) and targeted national financial institutions are better at providing services tailored to the needs of women.
FACET BASELINE TARGET ACTUAL % PERIOD
Qualitative Qualitative
Outcome
indicator( 1 )
Results achieved
Résultats atteints
INDICATOR
Results achieved
Résultats atteints
Parmi les résultats obtenus jusqu’en mars 2025 : 1) le renforcement des capacités de 7850 femmes, dont 385 femmes leaders membres de coopératives agricoles, en éducation financière et sur différentes thématiques. Ceux-ci comprennent la participation de l’homme et de la femme au sein du ménage, la prise de décisions concertées, les violences basées sur le genre, la formation sur le leadership et la masculinité positive; 2) la formation des membres de 24 coopératives et 19 institutions financières sur la promotion d’itinéraires techniques d’agriculture intelligente face au climat; 3) la création d’ un guide imagé de l’itinéraire technique du riz de basfond, des vidéos en plusieurs langues locales et des posters confectionnés pour sensibiliser sur 4 mesures environnementales : la pratique de l’agroforesterie, le respect des dosages et de la rémanence des produits en agriculture, la combinaison engrais organique-engrais minéral, la culture sur brûlis; 4) l’application par la Compagnie nationale d'assurances agricoles du Sénégal (CNAAS) de la discrimination positive à l’égard des femmes sur les produits d’assurance agricole avec une réduction de 20 % sur les primes des produits agricoles et 10 % sur les produits d’élevage. Cependant, malgré les efforts de communication réalisés par le projet, le portefeuille client de la CNAAS a baissé de 27 % du fait de plusieurs raisons exogènes, passant de 844 497 clients en 2023 à 613 147 en 2024; 5) l’adhésion de 83888 producteurs, dont 34,8 % de femmes, comme clients assurés par la CNAAS. Comparé à l’objectif de fin de projet de 100 000 assurés, la CNAAS est à 83,9 % de réalisation et 81 % de réalisation sur l’objectif de 36 000 femmes assurées; 6) l’octroi de 257 815 000 FCFA (soit environ CAN 615 000 $) de prêts aux femmes et couverts par l’assurance agricole dans les zones ciblées du sud et du centre.
Results achieved as of March 2025 include: (1) built capacity for 7,850 women, including 385 women leaders who are members of agricultural cooperatives, in financial education and on various topics. This includes the participation of men and women in the household, collaborative decision-making, gender-based violence, leadership training, and positive masculinity; (2) trained members of 24 cooperatives and 19 financial institutions on promoting climate-smart agriculture technical pathways; (3) created an illustrated guide to lowland rice farming techniques, videos in several local languages, and posters to raise awareness of four environmental measures: agroforestry practices, compliance with product dosages and persistence in agriculture, the combination of organic and mineral fertilizers, and slash-and-burn farming; (4) the National Agricultural Insurance Company of Senegal (CNAAS) applied positive discrimination in favour of women on agricultural insurance products, with a 20% reduction on premiums for agricultural products and 10% on livestock products. However, despite the project's communication efforts, the CNAAS's customer portfolio declined by 27% due to several exogenous reasons, falling from 844,497 customers in 2023 to 613,147 in 2024; (5) 83,888 producers, 34.8% of whom are women, joined as CNAAS insured customers. Compared to the end-of-project target of 100,000 insured persons, CNAAS achieved 83.9% of its target and 81% of its target of 36,000 insured women; and (6) granted CFAF 257,815,000 (approximately CAD 615,000) in loans to women covered by agricultural insurance in the targeted areas of the south and center.
FACET BASELINE TARGET ACTUAL % PERIOD
Qualitative Qualitative
General Enquiries
Affaires étrangères, Commerce et Développement Canada (MAECD)
Foreign Affairs, Trade and Development Canada (DFATD)
125 Sussex Drive, Ottawa, Ontario, K1A 0G2
125, promenade Sussex, Ottawa (Ontario), K1A 0G2
other identifier( 1 )
REFERENCE IDENTIFIER OWNER ORG IDENTIFIER TYPE DESCRIPTION
2020200335 CRS Activity identifier
CODE A2
No description provided